USDA loans are designed to allow you to buy, renovate, refinance or relocate your home when required. Though this program is basically similar for all regions but there are certain eligibility terms to qualify before applying for this easy USDA loan. It was specially designed to improve the home ownership conditions in rural areas. Even people living in urban areas can also avail this loan if they want to relocate in rural areas. It has made mortgage loans so easy that every one tends to avail it. Brief information about this loan and its eligibility terms is provided in their write up for your consideration.